:root{
  --navy:#0b1f3a;--navy-2:#13305a;--brand:#1d4ed8;--brand-2:#2563eb;--accent:#0ea5a0;
  --fg:#16202e;--muted:#566275;--line:#e3e8f0;--soft:#f5f7fb;--bg:#fff;
  --radius:14px;--shadow:0 1px 2px rgba(16,24,40,.06),0 8px 24px rgba(16,24,40,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 "Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--fg);-webkit-font-smoothing:antialiased}
img,svg{display:block}
a{color:var(--brand)}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}

/* Header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.15rem}
.logo small{display:block;font-weight:500;font-size:.72rem;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;margin-top:-2px}
.site-nav{display:flex;flex-wrap:wrap;gap:4px 22px}
.site-nav a{text-decoration:none;color:var(--muted);font-size:.95rem;font-weight:500}
.site-nav a:hover,.site-nav a[aria-current]{color:var(--brand)}

/* Buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:10px;text-decoration:none;font-weight:600;font-size:.98rem;transition:background .15s}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-2)}
.btn-ghost{color:#fff;border:1px solid rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.08)}

/* Hero */
.hero{background:radial-gradient(1000px 500px at 85% -10%,#1e4a8a 0,transparent 60%),linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:80px 0 88px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#7dd3c8;margin-bottom:14px}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.25rem);margin:0 0 18px}
.hero p{font-size:1.15rem;color:#c9d5e6;margin:0 0 30px;max-width:600px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}

/* Hero illustration */
.demo{background:#fff;color:var(--fg);border-radius:18px;box-shadow:0 30px 60px rgba(0,0,0,.3);padding:22px;font-size:.92rem}
.demo-head{display:flex;align-items:center;gap:10px;padding-bottom:14px;border-bottom:1px solid var(--line);margin-bottom:14px}
.dot{width:10px;height:10px;border-radius:50%;background:#22c55e;box-shadow:0 0 0 4px #dcfce7}
.demo-head b{font-size:.95rem}
.demo-head span{margin-left:auto;color:var(--muted);font-size:.82rem}
.prompt{background:var(--soft);border-radius:10px;padding:12px 14px;color:var(--muted);margin-bottom:12px;font-style:italic}
.keys{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:8px}
.keys li{display:flex;align-items:center;gap:12px}
.keys kbd{flex:none;width:30px;height:30px;border-radius:8px;display:grid;place-items:center;background:var(--navy);color:#fff;font:700 .9rem/1 inherit}
.sms{background:#e8f0ff;border-radius:14px 14px 14px 4px;padding:10px 14px;color:var(--navy);font-size:.86rem}
.sms small{display:block;color:var(--muted);margin-top:4px;font-size:.75rem}

/* Trust strip */
.trust{border-bottom:1px solid var(--line);background:#fff}
.trust ul{list-style:none;margin:0;padding:22px 0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust li{display:flex;gap:10px;align-items:center;font-weight:600;font-size:.93rem;color:var(--navy)}
.trust svg{flex:none;color:var(--accent)}

/* Sections */
section{padding:84px 0}
.alt{background:var(--soft)}
.section-head{max-width:720px;margin-bottom:44px}
.section-head .eyebrow{color:var(--accent)}
h2{font-size:clamp(1.6rem,3vw,2.15rem);margin:0 0 12px;color:var(--navy)}
.lead{color:var(--muted);font-size:1.08rem;margin:0}

.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card h3{margin:14px 0 8px;font-size:1.12rem;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:.97rem}
.card ul{margin:12px 0 0;padding-left:18px;color:var(--muted);font-size:.95rem}
.icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:#eaf0ff;color:var(--brand)}

.steps{counter-reset:step}
.step{position:relative;padding-top:8px}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);display:block;font-weight:800;font-size:1.6rem;color:var(--accent);margin-bottom:6px}
.step h3{margin:0 0 6px;font-size:1.08rem;color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:.96rem}

.checklist{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.checklist li{display:flex;gap:12px;align-items:flex-start}
.checklist svg{flex:none;margin-top:3px;color:var(--accent)}
.checklist b{color:var(--navy)}

/* Compliance band */
.band{background:var(--navy);color:#fff}
.band h2{color:#fff}
.band .lead{color:#c9d5e6}
.band .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);box-shadow:none}
.band .card h3{color:#fff;margin-top:0}
.band .card p{color:#c9d5e6}
.band .more{margin-top:32px}

/* Contact */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.contact dl{margin:0;display:grid;gap:18px}
.contact dt{font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.contact dd{margin:2px 0 0;font-size:1.1rem;font-weight:600;color:var(--navy)}
.contact dd a{color:var(--navy);text-decoration:none}
.contact dd a:hover{color:var(--brand)}
.note{font-size:.9rem;color:var(--muted)}

/* Footer */
.site-footer{background:#08172c;color:#a9b6c9;padding:56px 0 28px;font-size:.93rem}
.site-footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.1)}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:.95rem}
.site-footer a{color:#a9b6c9;text-decoration:none}
.site-footer a:hover{color:#fff}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-footer .logo{color:#fff;margin-bottom:12px}
.site-footer .base{padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem}

/* Legal documents */
.doc-hero{background:var(--navy);color:#fff;padding:56px 0 48px}
.doc-hero h1{margin:0 0 8px;font-size:clamp(1.9rem,4vw,2.6rem)}
.doc-hero p{margin:0;color:#c9d5e6}
.doc{max-width:800px;padding:56px 20px 80px;margin:0 auto}
.doc h2{font-size:1.35rem;margin:40px 0 10px}
.doc h2:first-child{margin-top:0}
.doc p,.doc li{color:#2d3a4c}
.doc ul{padding-left:22px}
.doc li{margin-bottom:6px}
.doc .box{background:var(--soft);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:10px;padding:18px 20px;margin:18px 0}
.doc .box p{margin:0}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:36px}
.toc b{color:var(--navy)}
.toc ol{margin:8px 0 0;padding-left:20px;columns:2;column-gap:28px}
.toc a{text-decoration:none}

/* Responsive */
@media (max-width:900px){
  .hero .wrap,.contact{grid-template-columns:1fr}
  .g3,.g4{grid-template-columns:repeat(2,1fr)}
  .trust ul{grid-template-columns:repeat(2,1fr)}
  .site-footer .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  section{padding:60px 0}
  .hero{padding:56px 0 64px}
  .g2,.g3,.g4,.trust ul,.site-footer .cols{grid-template-columns:1fr}
  .site-nav{gap:4px 16px}
  .site-header{position:static}
  .toc ol{columns:1}
}